Quote Originally Posted by ZenSojourner View Post
I always use it as a charge card because of this, or for the ATM machines on campus.
Out of curiosity, can you explain how you do this? Do you just tell the cashier how the card should be used? Not being in the USA I am not familiar with ATM cards that can be used as charge cards, but I can see how that would be an interesting system in some regards. Do you need to sign anything when you use it as charge card? Or punch a PIN?

This account is a really bad deal for students and the campus authorities ought to be ashamed of themselves for forcing students into using it.
It does sound like quite a dubious deal. I wonder what kind of kickback the university gets from the bank.