Ugh. I'm sorry. I've had two cards hacked--a credit credit and my debit card attached directly to my checking account--in the last month.

My bank was more than happy to let the thieves empty out my account and then declare I had insufficient funds for a charge from a week before that had been approved. One of the orders was to Dell, who realized it was fraudulent and canceled it before shipping.

When I was at the bank yesterday they said that they'd have to let another $500 fraudulent charge still processing be taken from my account and then credit me late because 'it's automatic' and they can't decline it. BS--They were more than happy to not pay my optometrist's charge when it officially came through! That's a logical inconsistency!! Something's rotten at my bank. [Sorry! Can you tell I'm pissed at my bank?]

As soon as money shows up in your debit account, you might transfer it to an account like and ING orange checking account.

I'd also complain loudly to your school. Find out if others are having the same issues (I bet they are) and demand that the school take responsibility for playing fast and loose with your information.