Florida roads have sand year round - everywhere, in quantities to grind down moving parts; and in many corners, in slippery piles. Ohio and many other Eastern states use cinder in addition to salt for winter traction. In Ohio in the warmer months, corners are likely to have accumulations of gravel kicked up from the shoulders.

Anywhere motor vehicles travel, intersections are likely to have oil slicks.

Anywhere that drainage isn't ideal, roads may have water running across them.

Bottom line: when you're on two wheels, you gotta pay attention to your road surface.

Rollie, I'm very glad you're OK, but consider that the lesson may not be "don't ride," but rather "be aware when you're riding."