I'll play. (I love talking about bike wear )

0 deg C (32 F), light breeze. 1 hr. Starting at the top:

helmet, Gore helmet cap
Buff for neck and mouth
sports bra, thin merino/silk T-shirt, Gore jacket
Six-six-one Storm Watch gloves
bib shorts, PI Amfib tights
mediumweight wool socks, Shimano winter mtb shoes

A few degrees colder I switch the T-shirt for a longsleeved one, add a wool boxer between shorts and tights, and switch gloves to PI Lobsters.

edit: yup isn't that annoying, 7rider, having to ride with too warm gloves!