earthgirl, kudos for taking the big step and living healthily.
No matter how much a deal a bike is, if it doesn't fit, it's not a deal. You will end up being uncomfortable riding it, and then you won't want to ride it.
Like others have said, bikes are not like cars. You can't just trade it in. Some shops will sell bikes on consignment, others will not. You may well end up with a bike that doesn't fit and have to deal with the hassle of selling it.
I suggest taking your time and getting a bike that fits you properly. Praying it will fit will not change the size of the bike.



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