Re: Locks - I use the Kryptonite Mini U. And a cable lock. From what I hear (not sure how much truth there is to it), thieves rarely carry the tools for both (and at that point, why bother?).

Re: Insurance - You may be able to get a rider on your homeowners' policy. Otherwise, just make sure you have coverage (less your deductible). I doubt a separate inland marine policy would make sense - unless you were racing.

They're both beautiful!! I'm still drooling at the Muse - but I would build it up lighter. Wish they had something between the Alaris and the Muse....

CA