thanks SO much for all of your feedback! Once you start researching bikes, its so easy to get caught up in trying to find the " perfect" ride. And like all of you have said, I'll most likely not be able to do that with my first (adult)bike, seeing as I have no idea what my biking needs will be a year, or even months down the road!
You all are great & SO educated, I hope in time I'll know even half as much as you all do about bikes/riding!