Wow. I just read this thread and I'm a little baffled at the ruffled feathers. I saw lots of good advice, well documented and politely given, based of course on the experience of the person giving it. If I had trouble with a 1:1 ratio then I wouldn't recommend it either. As it is I haven't a clue what kind of ratio I ride but that's why I haven't been giving any advice either.
Please, gals, I think it's all good.
Winter riding is much less about badassery and much more about bundle-uppery. - malkin
1995 Kona Cinder Cone commuterFrankenbike/Selle Italia SLR Lady Gel Flow
2008 white Nakamura Summit Custom mtb/Terry Falcon X
2000 Schwinn Fastback Comp road bike/Specialized Jett