Bleecker, hematomas, OW! How long was it before you could ride again???
+1 on trying the Specialized Lithia. It's T-shaped, but with a lot more padding than the Jett or Ruby. Terry saddles tend to be much more pear-shaped.
I like the idea of a saddle exchange. It wouldn't work for people who are hung up about the price, because there's just no way to equalize it (e.g. is an unused Fizik Vitesse Sport worth more or less than a high-dollar SSM with 1000 miles on it?) - it would have to be one-for-one regardless of the retail price, I think. Except there probably would have to be some consideration for the storeroom winding up with a whole pile of OEM saddles - maybe someone submitting an OEM would have to kick in $5 toward the cost of storage, or something.
But it had occurred to me before, and I think it's a good idea. Not everyone lives within range of a LBS that carries a large stock of saddles, not all LBS's are willing to let a customer try out saddles for an extended period of time, and even I don't like the idea of having to deal with, say, four or five mail order companies that I'd never heard of before, each of which only carries one of the saddles I'm curious about.
Speed comes from what you put behind you. - Judi Ketteler