bounceswoosh sez:

I carry tons of tools and figure that *someone* will know how to use them.
Ah, that's the difference. I ride alone a lot. Very often there is no *someone* but me. On organized rides, having a complete kit could make a difference.

I took a CPR course when I worked for heart docs (office rule - all employees were to know CPR). What I learned was that you don't want me working on you, or anyone you care about. I kept "killing" my "patients". It's much better if I keep out of the way and get the paperwork together.