We'll be getting some small portion (I think) or none because of our income. Haven't done the calculation yet. We're down to the point where we have no "bad" debt, so I would either use it to pay off come of my remaining student loans or save it.

However, as I understand it, it's for 2008. So, if you make more money in 2008 and got the refund anyway, it's forgiven. If you should have gotten more, you get the rest when you file your 2008 taxes.

CA