thanks, everybody. yes, intellectually I know that everything you've all said is true. maybe I should call them back and find out more information?

I'm just a big stress-ball right now so this is affecting me more than it should. the holidays are always tough for me (no family) and my sister just moved away to Fiji so I've been feeling pretty down anyways.

Sarah, I have accident insurance, but also got turned down for major medical. I think I need to move to a new state and marry someone so I can get insurance again......