For years, I was practically militant about this. I insisted on being called a woman by everyone in every situation and anyone who didn't comply got a lecture. Well, now that I'm in my enlightened mid-50s, I've relaxed a bit and realize that, as Zen said, it's situational. Older people and many southern men use "lady" as a term of respect, and that I can live with.
What still bugs me, though, is being called "girl." Many people just assume that I prefer to be thought of as younger than I am--which I don't. Guess you could say I'm on a personal mission to fight the perception that younger is better and we should all want to look and seem younger than we are. I can't stand that.
But I've noticed that my younger students have embraced "girl"--I'm talking about college freshmen. They have no problem being called girls, and no problem calling other women "girls," even those older than themselves. Sometimes we talk about this in class, but it seems like a losing battle. I just have to remind myself that language comes and goes, like fashion, and the pendulum will eventually swing back the other way.
I also think that many people, men and women both, avoid the term "woman" for whatever reason. They don't mind calling a man a man, but balk at calling a grown-up female a woman. That drives me crazy. I think this is where we get the widespread use of "lady," the continuing, maddening use of "girl," and even in some situations, "female." I noticed that last when I was in the navy--men were "men" but women were "females." I tried to put a stop to that, too, in my little sphere of influence. Grrrrrrrrrrrrrrrrrrr![]()