EDB...
We got pet health insurance for our dog through the local pet hospital. As a pup, her premiums were $50/year, which covered injury and illness, but not genetic defects (we had her scanned and background checked before we got her, she seemed OK there).
It did not cover her annual shots/checkups, which were mandatory to keep the policy in effect. She is 14 now and the premiums are now $160/year, still a good deal considering how many bloody fights she's had with raccoons, large rats and other yard-invaders.
Our animal hospital did not offer plans for cat owners, however. I'm not sure if it was because they thought cats were more of a liability. Check with your local clinic. They may have plans to offer. Good luck!
EDIT: Oops, just confirmed with my mother... the premiums are $360 a year. We're still ahead on bills, though.




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