That's funny, Nicole. But you deserve a present--happy birthday!
I'm embarrassed to admit that my dividend is $161, with over half from the REI visa. I'm really embarrassed to admit that I spent over $1300 at REI last year outfitting myself for winter/bad weather commuting and just generally being self-indulgent (though some of it was glucosamine chondroitin dog treats for my arthritic dog and some was spent on gift cards for the dog walker, etc). I've got just about everything I could possibly need now, so maybe I'll stick with the austerity program and cash it out. Trouble is, you have to actually go into the store to cash it out, and then all bets are off.





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In that case, I won't tell you what ours is
We use the REI Visa religiously for everything (groceries, gas, etc.). The interesting thing on our statement was that 70% of our REI purchases were sale items and non-dividenable.