Funny you should ask, Triskeliongirl....

I have interesting things to share. Since knowledge is power, maybe if you all know this too, somebody else can also benefit from this knowledge.

As a bicyclist or a pedestrian in Washington state, if you are in an accident with a car, the driver's personal injury protection (PIP) insurance must be extended to you regardless of liability. PIP is not a required insurance, so you might still be out of luck, but if they have it, you are covered by it n matter whose fault the accident is. It's state law.

As of today I have $10K of coverage to get my ulcer treated! Yay!!!