That is exactly the type of saddle my Fuji bike came with. And it is the feeling of being bruised down there. I would be lying if I said cost wasn't a factor but I've got two kids in college and one in braces so it is definatley a factor. At this point $60 is probably the most I'm willing to spend on a saddle. Right now I'm looking at the Terry saddles and the Serfas saddles for women, just have to find the time to make it to my LBS (local for me is 63 miles away to a decent shop that has any kind of selection). I don't mind ordering online but would like to actually see a few of the saddles first.
Thank you so much for you input, it is VERY much appreciated. Like I stated earlier my husband is great to help me out when he can but can't relate to all of my challenges and I don't know of any women personally who ride. It was great to find this site and great to get input. Thanks again!!