Online shopping with Paypal or Debit?

[snapdragen]

Well, since I have had problems using my debit card online in the past, I will not do it again. I don't believe you have the same protections as a credit card; I'm not willing to take the risk again.

Good luck.

[xeney]

Completely understandable. But the 2002 article you linked to does contain outdated information -- these days, debit card transactions are protected under a different federal act, although it is still important to report the loss very quickly or your liability could increase.

And that is really the only issue, the extent of your liability. Because it is no easier to steal a debit card number online than to steal a credit card number; it's just that in the past you had no legal recourse if it happened with a debit card. These days, you have almost the same protections you have with a credit card, and if you are paying attention to your accounts you are just as safe using a debit card as a credit card.

(For me, personally, I am safer. Because I check my online bank statement almost every day, but I hardly ever look at activity on my credit card until the statement comes in the mail.)

[mlove]

I guess I have been lucky--no problems with either my debit card or PayPal and I've used them both online for years. At this point in my life, I really don't have any credit cards.

[mimitabby]

I love paypal, it does make it so much easier. I am always delighted to find yet another shop that accepts it. Yes, I hope TE does that too. (huh, huh Susan?)