I rue the day we have to sell our current home. It's in a smallish town where home values have decreased a fair amount since we bought in 2009. Because the volume of sales is low, even at the best of times, it will take a very long time before the market can rebound given how stingy appraisers have become. It will be very difficult to support even a modest increase in price with sold comps.

All the while, we have to put money into the house to keep it liveable for us. It's a losing proposition. At least our mortgage is relatively small.