I have no pet insurance experience, but I do believe I helped put my vet's kid through college with my two cats. Despite having no experience, I'll still venture an opinion. I'd be inclined to go with the complete too. The extra $10 a month, for me at least, would have paid for itself in the money I spent on dental care for my one cat.

Hopefully folks with experience will chime in. In the meantime, I saw the picture and your puppy is adorable, congrats!