Either I'm just lazy or just want to reduce possibility of problems, but I don't use debit machines at all.
I only use ATM directly installed inside the bank building itself. Not the independent companies outside of the major banks.
I will try to use my bank's ATMs to avoid interbanking charges with competitor bank ATMs. Yes, it's peanuts charges....but my lifestyle makes it easier to plan small withdrawals.
It is possible..to live like this ...remember we don't have a car, cellphone.And helps me budget very carefully.
I was stunned a few years ago when my brother-in-law told me he never uses any ATM machine. Not sure about my sister. But they have 2 children (now grown). Now that takes abit of coordination.
Guess he just didn't trust what the thieves can do in terms of technical gadgets and trickery. He has a PhD in engineering and teaches at a major Canadian university.



And helps me budget very carefully.
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