Check out the local consignment shops or Goodwill and pick up an elastic waist, pull on skirt to wear over whatever shorts you choose. Quick, easy, cheap and versatile, depending on what color you find. I've got a blue, black with sparkles, and a zebra print. I wear my bikes shorts under them and most tops go with one or the other. Then, when I ride to work, I don't feel like people look at me as a bike "racer" (which I'm not anyway) but as someone who uses a bike for transportation. They may think I'm crazy - but most seem to treat with me with some respect, more than when I just go out to ride in my black lycra bike shorts and jerseys.

Annie