Batbike,
If the owner's FEEL responsible and WANT to help, there's no reason to pursue legal action. As mentioned before, there's their insurance. But assuming they don't have any, perhaps you can work out a payment plan with them to compensate you for your out of pocket expenses.
I'm not an attorney, but I've employed plenty of them in business. If you work out a payment plan, I'd encourage you to do it in writing since you'd essentially be deffering any legal action in consideration for their agreement.
I'd reserve legal action for uncooperative folks. It seems they feel responsible and I'd capitalize on that.
Maillotpois, would you agree that an amicable resolution beats legal antagonism?
If you don't grow where you're planted, you'll never BLOOM - Will Rogers