Silver - I'm having the same sound...not squealing but more like a grating sound. It's really not a nice sound. And not nice knowing that I'm wearing down my rims every time I brake! Luckily, living in a rural area, I don't have intersections and such where I have to come to a complete stop very often. I do have hills though...but usually the downhills are followed by uphills so I don't want to brake and lose my momentum.

I'll look at my brake pads tomorrow to see if they're toeing in or out. That concept makes so much sense! For a new rider like me who is only averaging about 75 miles a week right now, a little extra brake pad maintenance is ok. I think I can put up with this and stay safe through this season. Sounds like maybe upgrading the wheels and brake pads would be a good idea for next season.