What I say depends on who asks - if friends ask, I just tell them. When they dissociate - I say 'yep. that's what i thought at first, too. I couldn't imagine paying over $1000 for a bike - now I can't imagine my life without the bike." If co-workers or one of my staff asks I say, "A lot more than I ever thought I would." I like Lisa's answer, though. I'm going to try that in the future.