i paid off my debt, only the foot surgeries are on my card at the moment. but the ratio between what i have as credit and what i owe is probably about 5-10%.

i don't plan on having a loan that makes me over 20% of my monthly income.

thank you mr for all your help! i feel much more confident about getting this vehicle on my own.

thank you everyone else for your vehicle knowledge. i have so much to think of when i start test driving cars!