Thank you all for your wisdom. Thanks for reminding me of my Visa protection.
My visa account is actually with my credit union, so this should help too (they're very accessible)

To calm Trisk's concerns, The geometry of this bike is NOT what she found on line, it has woman's specific geometry, the top tube is 50.5 cm and the bianchi is 51.5, i measured it first thing (right after i searched for the brazeons!!)
after she asked me about the dimensions, i asked this guy what they were
and he blew me off.

But this morning I am walking with a lawyer friend. hehehehe and I will talk to her about this. I think you guys are right, I should send it back despite the fact that it's beautiful and I finally have a custom italian bike and it's even the color i wanted.


Velo, I have NO IDEA what I paid for (other than the frame and fork) because
he never sent me a bill or receipt.
I know what we TALKED about. Midway through negotiation he called me and he listed the things I wanted (which unfortunately I didn't record!!!)
and I didn't get all of those things either. so go figure.