This time of year I always want to smoke again. I quite 5 years ago. But when this time rolls around I have such an urge! And we don't always have a lot of sand sculptures to build this time of year. So alot is going out but not much is coming in. I mean we aren't broke or anything. But everything seems to fall around this time of year. Car insurance (which dh likes to pay off, cheaper that way no interest), doctor bills (we do all our examns and stuff this time of year too cause we are home) so on and so forth. I feel so stressed this time of year.
And my dh birthday is this month too and I always want to get him something nice but I have to watch it. He wants a cart he can put he's kayake on. It is so he can bring to the launch points without carrying it. That way he can launch from all kinds of spots. He ocean fishes out of he's kayake. But these carts cost a bit soooo.... (sigh)

We don't get refunds in house cause we are self employed. I pay 4 times a year in tax.
Ohhhhh I want a smoke soooo bad!