Quote Originally Posted by pooks View Post
It's not just about whether or not you're cold-blooded or warm-blooded.
Well, of course not! That's just a figure of speech!!

I just mean that it's different for everyone. I've lived in the south for the past 9 years (7 in FL and 2 here in NC) and I was suprised at how I STILL handle cold-weather activity really well. When the guys I ride with need more coverage, I'm still comfortable in shorts or without a jacket. My advice? Start with the general guidelines (i.e. cover your knees below 65 degrees), and then tailor to your needs.