Ewwwwwwwwww. Another reason not to live in FL.....
"The Golden Orb Web Spider's venom is generally harmless to humans and they rarely bite even if we blunder into and destroy their webs. The bite is just a scratch. They are clumsy on the ground."
Thankfully spiders around here are pretty boring. Mostly what I see are wolf spiders when I'm digging in the yard or in the garage.
CC - you guys down there have all the good snakes and bugs 
http://www.termite.com/spider-identi...html#funnelweb
"Only the meek get pinched, the bold survive"