Welcome. That sounds like a good bike. In wiinter I use regular shorts with winter leg warmers or running tights over them. My winter coat is a gore wear neoprene that I love. Its not super heavy but its wind and waterproof so I layer underneath it. I think what Muirenn is right on plus I would look at goodwill and resale shops. Last month I found a pearl izumi jersey for $6 and last week found a brand new pearl izumi winter jacket for$30. If you have a performance bike store near you id check them out as well because they have an amazing return policy. Happy riding and send us pics of your new bike!
I like bikes, sometimes more than my husband