I am finally ready to look for a winter bike! This will be used for conditions I won't ride my other bikes in, namely snow and ice, so I'm thinking studded tires, fenders...what else? I already ride year round, so I know how to dress (or do I?). It's just snow and ice that will be new to me.

I have a wrist problem, so I definitely want drop bars. What about gearing? I doubt I'll be looking for hills in the snow, but I don't know if I want a single speed. Any ideas? I won't be spending a lot on this, since there aren't that many days I'll be using it, and it's not something I want to be too precious to me.

Any pics of what you're riding would be very helpful, and any advice is appreciated.