IMO, you do not adjust reach with your seat position (post or otherwise). Seat position should be all about getting your legs/knees in the right place relative to the cranks for best power and to prevent injuries.
Reach you adjust with stems. In theory a shorter stem makes a bike "twitchier" or quicker handling (not always in a good way) and a longer stem does the opposite (slows down steering and stabilizes the front end).
Honestly, I ride a road bike with a 50mm stem and don't notice any adverse steering effects, and have you seen the teeny tiny stems on dirt jump bikes and bmx? They aren't having any problems controlling their bikes either.
I can't imagine any reasonable length stem (even going longer) is going to make *that* big of a handling difference. People ride with 130mm stems all the time with no issues.
The biggest thing could be the redistribution of weight more forwards (with a longer stem). That will help you keep the front end down climbing, but could take weight (and thus traction) away from the rear; you just have to learn how to adjust to get the proper weight distribution. Other issue would be a slightly more difficult time getting weight back on the downhills, but again that's likely just adjusting riding style unless the bike is grossly too small for you.



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