I wouldn't make any decisions until you know your ratio. I have had an elevated total cholesterol since I was about 45 (around 218-220), but my HDL is so good, which gives me a great ratio (from the years of exercising), in the end no one would put me on a statin. So, it gets flagged, but when someone really looks, they say just keep doing what I'm doing. I have no family history of cardiac disease. What I do know, is that eating more red meat and cheese does make it worse. I haven't had it done this year, yet (looking for a new doc). I eat *no* junk food, save for a now very occasional ice cream, and I've upped my fish intake.
My DH has been on various statins for 10 years. He has a family history from hell, had 2 stents put in around 9 years ago, and had been cycling for around 7-8 years when this happened. He did change his diet quite a bit. He has had no side effects at all, with very aggressive treatment.
2015 Trek Silque SSL
Specialized Oura
2011 Guru Praemio
Specialized Oura
2017 Specialized Ariel Sport