Thread Drift

[Trek420]

If Suze only knew what we pay for wool

[roguedog]

Hey BMo3,

I really enjoyed reading Automatic Millionaire. It just seems more practical. It isn't a magical get rich scheme.

It's more the turtle's way.. which seems more real to me than some. Maybe it's just the way he presents it.

I've seen Suze Orman on tv.. She is a bit tooo... militant or something for me. Or maybe it's condescending.

Anyway, I liked David Bach. I think he has one for you. It's called Couples Finish Rich. HAvne't read it so can't comment.

[Pax]

Roguedog - I read and enjoyed the Automatic Millionaire as well. Very simple and to-the-point.

[LBTC]

One day on clear fluids over, and I'm home from work for the first time in almost a year! I could not believe how awful I felt when I got up this morning! And the worst is yet to come. I should enjoy these hours before I drink the dreaded purgative.....

The test is tomorrow at 9:45 am. Ack. That's more than 24 hours away! This is one of the most difficult, non difficult things I've ever done!

Hugs and butterflies,
~T~

[KnottedYet]

hang in there!

(don't butterflies only eat clear liquids anyway? So you're not alone?)

I'll have some corn totilla chips in your honor today!

[Kitsune06]

Hang in there, LBTC~

This, too, shall pass.

[chickwhorips]

How are the feet? Doing any foot exercises yet?

the right foot is doing wonderful. as long as i don't stomp on it really hard i have no pain. i can do exercises on that foot, so if you have ideas let me know.

the left foot is swollen and sore still. its been almost two weeks. i can't wait for it to start feeling better.



hang in there LBTC!

[LBTC]

I saw a neat foot exercise once...in bare feet, use your toes to pull a towel on the floor towards you. Of course, it has to be on a smooth surface and it will get all wrinkly.

I'm currently congratulating myself. I just cleaned up the kitchen and was around plenty of interesting food and was not tempted to eat any of it. Either I have better will power than I thought, or this clear liquid diet has ruined my usually non-stop appetite! heh

Now I'm taking my camera outside to see if I can catch a shot of the quicky disappearing frost on my maple tree. Later I hope there is sunshine as I bought cut orchids just so that I'd have something nice to take pictures of today. It's super foggy right now, but it may burn off to reveal a beautiful day. I hope so!

Is that pretty good hanging in there?

Thanks ladies!

oh, yes, and happy birthday CWR!

Hugs and butterflies,
~T~

[Wahine]

This stuff sucks but you know you've got to do it. Hopefully you'll have a bunch of new and useful information after the fact. Remember to maximize your salt intake to avoid muscle cramping!!.

Dar - Congrats on DS and the dry night
CWR - Glad to hear the foots coming along
Queen and RD - are you both millionaires now?

[roguedog]

Wahine,

Hmm.. it is the turtle way

When the company I worked for got sold and I cashed in my options.. Woohoo! "I'm a thousand-aire!!" is what I telling myself.

Unfortunately I had to spend it on a family emergency but at least i had it i supposed. God giveth, Murphy taketh away... heh..

[Pax]

Wahine - You betcha! I've got gobs of spare money laying around now...want some?

Like Rogue said, it's a slow but steady process. The big thing I'm planning on following is to make two (half) house payments per month once we get into a house.

[LBTC]

Hi, Queen

We do bi-weekly house payments too. It will help get the house paid off faster.

Here's my latest conundrum. Starts with good news, which, of course, I make very complicated very quickly, as is my nature.

I get a bonus tomorrow! The gross amount is about 12% of my gross annual wage! Nice, isn't that??

So, yes, that would be enough to buy the beautiful pink orbea diva, but that would be irresponsible. We have consumer debt to pay off amongst other things. Darn, eh?

We have already switched that debt to lower interest credit cards and are making a good dent on it monthly. We still don't know how much DH will be brining home on his cheques, or even when he'll get his cheques, as he is so new to his job, but we're hoping that we can stop dipping into savings for this. We are set up well with retirement savings so far, and have a good investment that should net some good profits in a few years if we can manage to buy out a partner this year....complicated.

Anyway, it just occured to me that we can use this money for 'Cuda to have the operation on his foot that he needs. I feel like a terrible fur-mom that he's had a sore on his toe for so long, but the vet made it sound like it is certainly not urgent, and they should be able to just pop the sore right out of there once he's under. There is no sign of infection at all, in the bone or otherwise, so we're lucky.

So now I have to pitch to DH that we need to do this right away, since we have the money. It will take around 10% of the bonus to do it. Yes, the rest can go to the debt. (boring). Worse than that, he has a Friday off in a few weeks, which I have also taken off, and I think we may end up spending it together taking 'Cuda to the vet....does that sound twisted? Maybe I should take him in myself one day when we don't have a chance to get away. We can't really afford to "go" anywhere just yet, so away would really just be a day time 1 hour or less drive.

Ah, decisions.

This is the rambling of one who is not getting enough fuel and getting to know her toilet far too well today. All in the name of science and complete diagnosis. Sorry for the ramblings!

Hugs and butterflies,
~T~

[Pax]

LBTC - Taking care of your fur-baby and paying off debt are both excellent things but maybe you and DH could take 5-10% just for yourselves to have some fun?

[Duck on Wheels]

Such wise women
Paying off your debt effectively increases the bonus, since it's also saving you interest on the debt. With this big chunk coming in, and given that you're making such a sensible investment with it, I agree with Queen that you can afford to siphon off a margin for 'Cuda's surgery, and maybe another small margin for a treat (even if it is Lent now). The treat is to help so you don't "burn out" from being sensible, so you're still motivated to invest your next windfall in a similar fashion. Oh, and an argument for your DH: 'Cuda's surgery is also an investment -- not just in taking care of the fur kid, and thereby also of your conscience, but also so the sore doesn't get worse and require far more urgent and expensive care.

[LBTC]

Thanks for the tips.

I've just booked 'Cuda's surgery for this Friday morning, and discussed the treat concept with DH. We'll have a second windfall when the tax return is done, so we know that's coming soon. The idea is - we'll see what's left when the one debt is paid off, then use some of that for the "treat". And we've agreed that the treat will be something tangible for the house, not a night in a hotel room or an expensive dinner out (or both). Yay!

Insides are starting to feel pretty nasty now. I've kept myself distracted most of the day with picture taking and surfing the forum...and checking work emails once in awhile. Not too shabby, for such a "cr@ppy" day (never mind the pun).

Hugs and butterflies,
~T~