Fredwina 0, CAR 1

[Fredwina]

I got the splint off and get to start torture/PT friday!(2/week for 4 weeks)

[Irulan]

heard from the Insurance, they're not disputing the guilt this sounds like it may be drawn out- they will not pay until i'm healed . Any idea how to hnadle this? I also want to make sure Blue Cross gets reimbursed - as I have an indivdual policy and don't want my rates to go up
maybe i should get tested for Alzhiemer's- I Left my wallet at Albertson's this morning.

Hmm. Been through a variation of this. Your bills, expenses and anything else including lost wages and pain/suffereing ought to be covered in the final settlement. This is what you have a lawyer for: to determine all that, project for any future medical cost, pain and suffering etc. Don't let them pressure you into signing the settlement before the lawyer gives you the OK.

Your personal health insurance should NOT go up.

In my case, it was an auto/auto situation with the other driver one hundred percent at fault. My auto insurer handled all the bills and then went after the other guy for reimbursement, I was completely out of the loop on that after I had provided my claim info. I am not sure how health insurance works, but given that every time we do anything to ourselves we have to fill out one of those "who can we sue/who might have some liability here" forms, I would think you could work withyour health insurer. ???

FWIW, an average percentage for a lawyer to take in these cases is around 30%.

[Fredwina]

33%
And he said that Anthem will wait till after the settlement, and then ask me to send them thier poritiion of the settlement.

[Geonz]

Happy splint-free dancing! May the PT be worth the pain...

[Fredwina]

I wasn't too bad, plus I got a whole bunch of new toys!
went around execising, then got massageed, and then the pain began
I get to go on Mondays and Wednesdays at 6:15am
(www.teampt.com)

[Fredwina]

Well, I'm apparently too stiff, so instead of 2/week, I now have to do 3/week
And the train schedule is such that I do better with my hours if I drive in

[bmccasland]

Fredwina - I did better with 3x per week on my shoulder. Kept things looser. I'd do even better if I continued my exercises after my therapy sessions were over......

[Fredwina]

good news, bad news
Good news
my attorney forward me a check for $400 from the insurance company to fix my bike and clothing
The bad news
I got told I need three more weeks of PT Maybe buying that bent is a good idea after all (If I can only get the settlement money)

[sundial]

Are you in pain? Do you have someone to help you around the house? I hope you are doing better. I did a couple of miles for you today.

[Fredwina]

no pian , except for when put wieght on it (though I'm supposed to get more home exercises)

[NbyNW]

Glad to hear you're on the mend! Hope the PT goes well. Keep us posted!

[Zen]

$400? That doesn't seem like enough

[Triskeliongirl]

$400? That doesn't seem like enough

Presumably that's not her settlement, that's just the damage to the bike and clothes (which must have been what she asked for). When I had my accident, I quickly got a check for the bike damage based on an estimate from my bike shop for what it cost to replace my bike since it was totalled, but the settlement, which include the medical expenses, lost wages and pain and suffering comes later. I didn't think to ask for the bike clothes (they had to cut my nice sugoi shorts off my), good call fredwina). You don't want to settle until you are sure what your final medical expenses are.

[Fredwina]

Presumably that's not her settlement, that's just the damage to the bike and clothes (which must have been what she asked for). When I had my accident, I quickly got a check for the bike damage based on an estimate from my bike shop for what it cost to replace my bike since it was totalled, but the settlement, which include the medical expenses, lost wages and pain and suffering comes later. I didn't think to ask for the bike clothes (they had to cut my nice sugoi shorts off my), good call fredwina). You don't want to settle until you are sure what your final medical expenses are.

Clothes : don't thank me, thank Gary,
Also got money for a new helmet.
Yes, it just for bike damage - The final settlement will come after I m discharged from PT/MD care(like you said), since from what I have read, I will not regain 100% Range of motion, and there is a possibility that I may need joint replacement surgery down the road

[Biciclista]

wow, I'm really sorry to hear that you were that badly hurt. I am SO glad you got a lawyer..