New Bike rear-ended while on bike hitch :(

[cherinyc]

Hi everyone -
Some of you may recall that I was very excited to have recently won a new Mountain Bike off Ebay. Actually, I will have had it for 2 weeks tomorrow. I rode it on the Saturday of the Holiday wknd (sort of rode it - I fell a lot). Then I rode it again this past Saturday. I fell less often, but hurt myself more that time.
Anyhoo, on the way home from the ride this past Saturday, my FH and I's car was rear-ended with the 2 MTB's on the hitch behind. Obviously, the bikes took it for the team, my bike on the outside. My chain ring got bent to the point that it was grinding into my frame, and the back wheel won't spin. Along with that there were scratches on the frame of course. FH's bike was sandwiched between my bike and the vertical bar that was attached to the car hitch. His frame was crushed in.
Today, FH brought both bikes into a bike shop to see what the damage was. They said his bike was done for sure. (cost about $4000 with upgrades in 2004) and that mine could be repaired for ~$650. The replacement value of my bike would be around $900.
I am weary of having my bike repaired. I guess it is possible that nothing is wrong with the frame, but even if it's bent a smidge - won't that take a toll on it in the long run? It's a 2008 and I had only ridden it twice for godsake.

Any words of wisdom? Am I just being a worry wort thinking that my bike's frame could be compromised? Afterall, my bike was sandwiched between the hood of the Laredo that hit us, and FH's bike which was crushed.

Ugh!!! Any bike lawyers, or just really smart bike frame knowing people out there? Should I get a second opinion?

help

cheri