Hi Don,
Ok, I'm curious and I have to ask - why are you on a cycling forum for women? This isn't a closed forum, of course, so anyone can read and post, but you should be aware that we've had heated debates in the past about men participating. Some don't mind, but there are regulars here who are quite protective of the women-only atmosphere.
Winter riding is much less about badassery and much more about bundle-uppery. - malkin
1995 Kona Cinder Cone commuterFrankenbike/Selle Italia SLR Lady Gel Flow
2008 white Nakamura Summit Custom mtb/Terry Falcon X
2000 Schwinn Fastback Comp road bike/Specialized Jett