Yesterday I spent $286.00 on cold-weather clothes that will work for both XC skiing and cycling. I got a great pair of pants and matching jacket by Salomon. The pants are awesome - they're flared at the bottom, like I wanted for skiing, but you can snap them to make them tapered for cycling. I love that techy material - so lightweight and stretchy but warm and wind-resistant. It's all black. If it werent' for the reflective trim, I'd be "Bike & Ski Ninja"! If I'd had a $250 gift card that's what I would have got yesterday.

Now that I already have those clothes, if I had $250 I would get some good gloves, a nice thin hat to go under my helmet, clipless pedals with shoes, and some great socks.