Kimba,
I have to ask....... what do you consider really cold weather? And what do you consider warm? I think it's all relative to where one lives and what time of the year it is. If it was in the 40's in February, I would call that warm. But when it's only in the 40's in May, I call it freakin' frigidly cold! And I don't like it one bit. Still, if it's dry, I'll dress warmly and ride. Cold and dry I can handle. Warm and wet, I can handle, too. But cold and wet, that's just plain miserable!
I'm curious as to what others standards are? How bad does it have to be to keep you from riding?
Time is a companion that goes with us on a journey. It reminds us to cherish each moment, because it will never come again. What we leave behind is not as important as how we have lived." Captain Jean Luc Picard