If you can afford it, and want it, I say go for it. I spent two summers after starting to think 'I'd WANT a new bike' with the 'I don't NEED a new bike' thought going through my head. Two years in a row after my performance reivew I thought put my performance pay and backpay towards a new bike before talking myself out of it. I finally bought the new bike and am enjoying my riding so much more