I was just coming on here to post about my Lemond rust and saw your thread. So thanks for putting it up first

The zurich is a combo steel/carbon frame and I have a rust spot on one side of the chainstay (which is steel obviously) toward the back dropout. Last year on the MS150 a friend rode into the back of me at a stop sign, on my Trek she'd borrowed to boot The Trek was fine, and I always had in my head about rust due to the paint chip but never did anything about it. It's not a huge area, about the size of an eraser head on a pencil, maybe a little smaller. But as others have said, that crap will just grow under the paint. Considering what a narrow part of the bike it's on, I'd like to fix it. So thanks for the info on the thread everyone. I think I'll drop by performance to see what they'll charge me to fix it before I do it myself.