My max is 202. On a ride I typically average out to between 155 - 160, but that includes time off the bike. Doing a long climb - 10 miles, 3500 feet climb my average seems to be around 173 - but that's only counting time on the bike. (I love my Polar and it's software - makes finding this info easy.)

Remember though that max heart rate is a very individual thing. Many of the people I ride with are always suprised at how high mine is and think I should be having a heart attack when I'm just tooling along.

Veronica