I usually encourage customers who are one their second (or third or fourth...) bike to spend as much as they posibly can. Why? You already know that you love the sport and will ride the bike. If you "compromise" on components you'll just end up spending more on up-grades later.
I would make two lists. One would be your "dream bike" (frame material, components etc...sky's-the-limit). Then make a list of your "must haves". You'll also need to consider bike companies that make frames in your size (if you are hard-to-fit) and possibly look at some custom builders.
Hopefully somewhere in there the picture of "your perfect bike" will begin to come into focus.
Then get out and test-ride anything you can get your hands on. I know that's difficult when you are short and you want a high-end bike. Be sure to let other riders (bike club or team?) know what you are looking for. Often riders who are very pleased with their bikes will let you take theirs for a spin. If you travel at all, be sure to check bike shops in other cities.
As you ride more bikes you'll probably make some revisions to your list.
Good luck and have fun shopping
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