Quote Originally Posted by bcipam
Unless someone is actually riding in muddy, wet conditions and doing steep, technical downhills, Vbrakes are quite sufficient and for most have tremendous stopping power (unless you are a big gal like me). If it's a matter of money, you will save in not getting disc (but make sure the bike and wheels are "disc ready") and when you are ready - this is an area that can easily be upgraded. Spend your money first on components, shock and fork and then worry about the brakes.
I completely agree with this. Well said except for the "wet conditions AND doing steep . . . " It really should be "OR." Picky, picky, picky.