I'm not very helpful with much in the way of biking so I can't help with clothing info.. But had to comment on the coppertone spray stuff. That's one of my new favourite things. I hosed myself off with it, took all of ~30 seconds versus the ten minutes I use to spend carefully covering every inch of me. The only area that got burnt was my shoulders because I changed to a sleeveless shirt after application. Shoulders broiled to a cheery red that's gone on to peeling. The rest of me stayed my normal pasty white. Not impressed with my natural skin tone but absolute love the spray on sun screen- rapid, effective, didn't rub off. two thumbs up. Wish I hadn't accidently done my controlled study of protected versus unprotected skin though.