Sounds like Norway has it figured out.

*Warning - another rant about Mississippi* - I don't know where America rates on filing lawsuits, but I would imagine it is comparatively high to most places. Here in Mississippi, insurance rates are especially high because it seems like everyone sues. My former technician once sued someone for cursing at her in front of her kids in public. Seriously. I've never seen anything like it. This is a person that is a single mom of 3, has little money, lives with her mother, and has a lawyer with whom she is in regular contact. Malpractice for docs is outrageous. We only have 2 OBs in town and they cover an area about 50 miles wide. All of the family medicine docs had to give up doing deliveries because of the insurance costs. It's quite a place I live in, isn't it??? See why I've applied for a job elsewhere? *rant is over*

I think it's time to go to bed. I've taken another Aleve. Now I'm going to read my book on training for triathlons until I fall asleep.