Good thoughts on the insurance and police. You made some excellent points.

About the softball - there is a new softball complex in the park that was build by the park commission. There were some teams prepping for a tournament this morning. That's where she was looking. It was well off the road - on my side of the road, hence why she drifted in my direction. It turns out she was on the front page of the local newspaper - she and her husband have worked together for the Park Commission (for irony - see above) for 31 years. My neighbor has met her and says she's very nice. I guess that explains why she stopped. It wouldn't look too good to have one of the boss's in the park commision reported for bad driving and nearly running over a cyclist IN THE PARK!!!!

BTW - I'm discovering new bruises by the hour. I think my knees must have hit together because I have symmetrical bruises (about 4x3in) on the inside of each knee. And one on my butt. Tomorrow should be a blast!