I did get the bike at a bike shop. I had to sit on the bike and he positioned the seat so I would not see the front axle. He said it was the correct fit is I was unable to see the axle. The saddle seems fine on long rides and I have no wrist pain. But how can you really know a bike is a good fit by circling their parking lot for 5 minutes? It seemed fine. After riding it on a few long trips, I feel kind of scrunched. I am an average sized woman5'5" 146 lbs. fairly good shape, inseam 30 inches. The Ladies version was a great deal and only came in S or L. They only had the S and told be the L would be way too big. I just bought this bike in April!

The clipless pedals sounds like a good idea. But I have read people have a horrible time getting out of them before they come to a stop. A bit scary!