If I were you, I would at least try to argue that the compensation has to cover a bike of equal value, not the value of the used bike immediately prior to the accident, or the cost of a repair. If the insurance company then wants the damaged bike to repair and sell to offset their costs, then more power to 'em. But you shouldn't settle for a repair or for a bike of lesser use value (i.e. lower scale components, poorer fit) just because they want to do as they do with wrecked cars and pay only the used car value. With a used car you might have some hope of finding the same make and model car with the same mileage and condition. With a bike, I really don't see that as likely.
Meanwhile -- GLAD TO HEAR ALL THE HUMANS ARE OK! The rest is "just" metal. Admittedly with some emotional investment, but nevertheless replaceable.
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Thread: got rear-ended, bike smashed
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05-20-2006, 02:44 PM #4
The Hills! The Hills! Eek
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Last edited by Duck on Wheels; 05-20-2006 at 02:46 PM.
Half-marathon over. Sabbatical year over. It's back to "sacking shirt and oat cakes" as they say here.
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